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Conventional Loans

Your home is one of the biggest investments you'll make. Your mortgage should provide the confidence and stability to support it. Unlock the power of local mortgage expertise with a conventional loan designed to help you finance your home with confidence.

Flexible Mortgage Solutions with Predictable Financing.

 

Whether you're buying your first home, moving to your next one, or refinancing an existing mortgage, conventional loans provide flexible financing options with competitive rates and terms. With local decisions made in Minneapolis and personalized support from experienced lenders, Citizens Independent Bank is here to help you find the solution that fits your goals.

Benefits

  • Available with 15, 20, and 30-year terms. 
  • Competitive rates and closing costs. 
  • Predictable monthly principal and interest payments.
  • Protection from future interest rate increases with fixed-rate options.
  • Refinance opportunities may be available to help reduce monthly payments or interest costs.



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Local experts. Personalized guidance.

Get the answers and support you need from a mortgage team that's here to help every step of the way.

Looking for more mortgage solutions? Explore financing options designed to fit every stage of your homeownership journey.
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Not Sure Where to Start?

 

Mortgage calculators can help you estimate payments, compare options, and make more informed borrowing decisions.
































We provide mortgage lending, personal banking, business banking, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.