Business Digital Banking
Unlock the power of cutting-edge technology to enhance business efficiency. Online and Mobile Banking tools save time, increase productivity and provide 24/7 access to your accounts.
Why Online Banking?
Digital Banking puts control in your hands and reduces the need for branch visits or phone calls.
- Anytime access to checking, savings, and loan information
- Self -service tools to move money, manage payments, place stop payments, view check images, and statements
- Real-time alerts that help you spot activity quickly and prevent fraud
- Secure access protected by encryption, authentication, and monitoring tools
- Work smarter by utilizing our digital tools to reduce branch trips
Enrollment is Quick & Simple
Getting started with Digital Banking is quick and flexible, you can enroll online or directly through the mobile app.
First-Time Users: Enroll Online or in the App
Select “Enroll” or “First‑time user? Enroll now.” within the CIB mobile app. During enrollment, you’ll create your own Online Banking username and password.
To complete setup, we’ll send a secure identity‑verification link to the email address we have on file. For security, please open that email and complete verification using the same device and browser you used to create your credentials.
Once verified, you can access Digital Banking immediately—online and in the mobile app.
What You’ll Need:
- SSN/TIN (Social Security Number/Tax Identification Number)
- CIB account number
- The email address on file with CIB
- Phone number on file with CIB
For more information, visit our FAQs.
Online Bill Pay
- Available through both Online and Mobile Banking
- View all your upcoming payments neatly organized in one place
- Make one-time payments with just a few keyboard or keypad strokes
- Schedule recurring payments - such as rent, utilities and insurance - to be made automatically
- Receive notices when bill due dates approach
- Easily review your payment history
- Save money on postage and check processing costs
- Make secure Person-to-Person payments to friends, relatives and business associate
Mobile Check Deposit
- Deposit checks from business partners and customers from anywhere your day takes you
- Download the free Citizens Independent Bank app from Google Play or the App Store
- Endorse your check as you normally would, adding the phrase, "For Mobile Deposit Only"
- Snap photos of the check's front and back using your smartphone camera
- Follow the simple directions in the app to send your deposit to CIB
- Receive electronic confirmation that your deposit has been received
- Funds are generally available within one or two business days
- Security safeguards protect your personal and financial data
- For more information, check out our FAQs
Digital Wallet
- Link business credit and debit cards to mobile devices for one-tap payments at millions of merchants
- Digital Wallets payments may also be made online
- Using our app, you can choose which card to use for each transaction
- Funds are automatically debited from your business checking account or charged to your business credit card account
- Encryption technology prevents your business banking data from being shared with merchants
eStatements
- Access monthly business account statements through Online and Mobile Banking
- Receive an email when your eStatements are ready each month
- After that, quickly access your statements anytime you need them
- Easily download and print out statements if you wish
- Review past statements to spot trends or track down individual transactions
- Reduce paper clutter and eliminate the risk of business financial data being exposed through mail theft
Built-in Security and Fraud Controls
Your information is protected at every step.
- Secure login with multiple authentication layers
- Encrypted data to protect your account information
- Real-time alerts so you’re notified of activity quickly
- Reduced risk from mail theft by using electronic statements and payments
- Less exposure by avoiding storing account numbers with billers
Only you can access your Digital Banking information and activity.
Access Digital Banking on Any Device
Online Banking
Access your accounts securely from any web browser to manage balances, payments, documents, alerts, or track your spending.
Mobile Banking
Use the CIB mobile app or mobile browser to manage your accounts from your phone or tablet. Mobile Banking includes the same powerful self-service tools- plus the convenience of managing finances wherever life takes you.
What You Can Do?
- View balances & transaction history in real time
- Transfer funds between accounts
- Pay bills and send business to business (B2B) payments
- View/print statements and check images
- Place stop payments and order checks
- Set alerts for balances, transactions and deposits
- Track spending and see where your money is going
Download Our App and Enroll:
Or Enroll Online Now:
Please review your mobile carrier’s text messaging and internet policy. Charges may apply.
We provide business banking, personal banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.