Everyday Spending
Managing everyday expenses should be simple, secure, and convenient. Citizens Independent Bank offers a variety of solutions to help you make purchases, access funds, protect your account, and stay in control of your spending.
Tools and Services for Everyday Banking.
Whether you're making daily purchases, planning a trip, giving a gift, or looking for protection against unexpected overdrafts, CIB provides solutions designed to help you manage your money with confidence.
Everyday Purchases
Personal Debit Card
Access your money conveniently and securely with a debit card designed for everyday purchases and account access.
- Free Mastercard® debit card with any CIB checking account.
- Fraud monitoring, transaction alerts, and access to more than 32,000 MoneyPass® ATMs nationwide.
Flexible Gift Giving
Gift Cards
Give a flexible gift that recipients can use at millions of locations nationwide.
- Accepted anywhere Visa® is accepted in the U.S.
- Great for birthdays, holidays, graduations, and special occasions.
Spending on the Go
Travel Cards
Enjoy a secure and convenient alternative to carrying cash while traveling.
- Reloadable for future trips and ongoing use.
- Accepted wherever Visa® is accepted, both domestically and internationally.
Added Peace of Mind
Overdraft Protection
Help reduce the risk of unexpected overdraft fees with tools and protection options designed to keep your account covered.
- Optional overdraft protection services available.
- Digital Banking alerts and account monitoring can help you stay ahead of potential overdrafts.
Need Help Choosing the Right Option?
Our team is here to help you find the tools and services that best fit your everyday banking needs. Whether you're looking for spending convenience, account protection, or payment flexibility, we're ready to help.
We provide personal banking, business banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.