
Solutions Designed to Simplify Business Payments.
Whether you're paying vendors, processing payroll, sending time-sensitive transfers, or managing receivables, CIB can help you build a payment strategy that works for your business today and supports your growth tomorrow.
ACH Payments
Automate recurring and one-time payments while reducing the time and expense associated with paper checks.
- Vendor payments, payroll, and recurring expenses
- Improved efficiency and payment control
Wire Transfers
Move funds quickly and securely for domestic and international payment needs.
- Fast bank-to-bank transfers
- Ideal for large-dollar transactions
Vendor Payments
Streamline how your business pays vendors, suppliers, and service providers.
- Multiple payment options in one strategy
- Improved cash flow visibility and control
Mobile & Remote Deposit
Deposit checks from your office or on the go without making a trip to the bank.
- Mobile Deposit for lower deposit volumes
- Remote Deposit Capture for higher-volume processing
Business Debit Cards
Give authorized employees convenient access to funds for routine business purchases.
- Secure purchasing and ATM access
- Simplified expense management
Business Bill Pay
Manage recurring bills and payments from a single online platform.
- Schedule and track payments online
- Reduce administrative workload
Merchant Card Services
Provide clients with convenient payment options while helping your business get paid faster.
- Accept credit and debit card payments
- Support in-person, online, and mobile transactions
Lockbox Services
Improve payment collection efficiency by outsourcing the processing of incoming payments.
- Reduce manual accounts receivable processing
- Improve deposit speed and cash flow visibility
Electronic Data Interchange (EDI)
Access detailed payment information that helps streamline reconciliation and cash application.
- Detailed ACH remittance information
- Improved visibility into incoming payments
Need Help Optimizing Your Payment Strategy?
From paying vendors and collecting receivables to improving controls and cash flow visibility, Citizens Independent Bank can help identify the solutions that best fit your business.
