MHFA Loans

Homeownership may be closer than you think. Minnesota Housing (MHFA) loan programs are designed to help eligible homebuyers reduce upfront costs and access affordable financing solutions. Citizens Independent Bank can help you explore available programs and determine which options may fit your homeownership goals.

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Affordable Home Financing for Minnesota Homebuyers.

MHFA loans help make homeownership more accessible through competitive financing options and potential down payment and closing cost assistance. Whether you're purchasing your first home or looking for additional support with upfront costs, our mortgage team is here to guide you through the process and help you understand your options.

Benefits

Down payment and closing cost assistance may be available.
Competitive fixed-rate financing.
Designed specifically for eligible Minnesota homebuyers.
May help reduce upfront homebuying expenses.
Local mortgage guidance from a team you know and trust.

Questions about eligibility or available assistance programs?

Our local mortgage experts are here to help you navigate your options and find the solution that best fits your goals.

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Looking for more mortgage solutions? Explore financing options designed to fit every stage of your homeownership journey.

Not Sure Where to Start?

Mortgage calculators can help you estimate payments, compare options, and make more informed borrowing decisions.

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Why Consider an MHFA Loan?

Minnesota Housing programs are designed to help qualified borrowers overcome some of the common barriers to homeownership. By combining affordable financing with assistance programs, MHFA loans can help make purchasing a home more attainable.

Best For:

First-time homebuyers
Buyers looking for down payment assistance
Minnesota residents seeking affordable financing options
Borrowers purchasing a primary residence

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We provide mortgage lending, personal banking, business banking, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.