Positive Pay
Unlock the power of added protection for your business accounts. Positive Pay helps safeguard against fraudulent check activity by identifying suspicious items before funds leave your account, giving you greater control and confidence.
Built to Protect Your Business from Check Fraud.
Positive Pay automatically compares checks presented for payment against the check issue file your business provides. When something doesn’t match, such as an incorrect amount, an altered check, or an unauthorized check number, you’re alerted and can decide whether to approve or return the item before it’s paid.
Benefits
- Protects against fraudulent, altered, or counterfeit checks.
- Automatically matches presented checks to your issued check data.
- Alerts you to discrepancies before money leaves your account.
- Puts approval decisions in your hands for stronger internal controls.
- Adds an extra layer of oversight and peace of mind.
Protect More Than Checks.
Pair Positive Pay with ACH Fraud Filter to help protect your business against both check fraud and unauthorized ACH activity.
We provide business banking, personal banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.