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Fraud Protection Solutions

Fraud prevention is about more than reacting to threats, it's about putting the right controls in place before problems occur. Citizens Independent Bank offers solutions designed to help businesses strengthen security, monitor account activity, and reduce the risk of unauthorized transactions.


Protect Your Business with Confidence.

 

From user access controls and account reporting to payment fraud prevention tools, CIB can help your business build a stronger security strategy and gain greater peace of mind.






Strengthening Internal Controls

Administration

Manage user access, permissions, approval workflows, and transaction limits from one centralized platform.

  • Role-based user permissions
  • Dual approval and security controls
Monitoring Account Activity

Balancing & Reporting

Gain visibility into balances, transactions, exceptions, and account activity to help support informed decision-making.

  • Current and prior-day reporting
  • Enhanced account visibility and monitoring
Protecting Electronic Payments

ACH Fraud Filter

Control which ACH debits are allowed to post to your accounts and review suspicious activity before funds are withdrawn.

  • Filter unauthorized ACH transactions
  • Review exceptions before processing
Protecting Against Check Fraud

Positive Pay

Detect suspicious check activity before funds leave your account and maintain control over payment decisions.

  • Compares presented checks to issued check data
  • Alerts you to exceptions for review



































































































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Unlock the Power of a Local Banking Relationship.

Your business deserves more than a transaction. Connect with a team that takes the time to understand your goals and provide personalized guidance every step of the way.

























    Take a Proactive Approach to Fraud Prevention.
     

    The right combination of controls, reporting tools, and monitoring solutions can help your business reduce risk and strengthen account security. Our Treasury Management team is here to help you identify the solutions that best fit your business.

     

     
     
     
    We provide business banking, personal banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.