a couple sitting outside smiling

Premier Money Market Savings

A premium savings option that rewards higher balances. Our Premier Money Market account unlocks the power of interest rates, offering higher earning potential than traditional savings accounts—while keeping your funds safe, accessible, and FDIC-insured. It’s a smart way to earn more cash you want available.


Earn more when you grow your savings in a safe investment.

 
For individuals managing significant savings, flexibility matters. Our Premier Money Market is a smart option ideal if you're seeking a safe haven for looking for a secure place to hold $100,000 or more while earning competitive, tiered interest rates that generally exceed those of standard savings options.
Unlike CDs or other restricted options, your money remains accessible—so you can take advantage of opportunities or cover expenses without penalties or delays.














































  • Tiered interest rates that reward higher balances1
  • $100,000 minimum daily balance to earn interest.
  • $20 monthly service fee waived if minimum daily balance is maintained2
  • Convenient access to view and manage funds through Digital Banking3
  • Make deposits any time for any amount through digital banking or at any branch.
If your Premier Money Market balance exceeds standard FDIC coverage, expanded protection is available through IntraFi Solutions.
 
  • Enjoy multi-million-dollar FDIC insurance through a single, trusted banking relationship at Citizens Independent Bank.
  • Keep your funds fully insured without moving money between institutions.
  • Choose options that match your needs for liquidity, returns, and peace of mind.








1Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank’s discretion. You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed annual percentage yield.
2If the account balance falls below $100,000 during the month, the monthly service fee of $20 is applied.
3Mobile carrier charges may apply.












    We provide personal banking, business banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.
    Handshake icon