Businesses like yours help fuel our economy in the Twin Cities and surrounding areas. At Citizens Independent Bank, we make sure you have the tools you need to keep your operation running strong. Unlock the power of working with a local bank invested in you.
Whether you manage a non-profit in Minneapolis or run a large corporation somewhere in the Twin Cities metro area, you'll find a CIB business checking account that works for you. There's plenty of flexibility. Whichever business checking account you choose, you can get multiple debit cards for your team, Digital Banking1 tools you want and many more resources.
This straightforward checking account is ideal for small businesses or non-profit organizations in the Minneapolis-Twin Cities area. Start with a $50 deposit. After that, there's no business checking minimum balance requirement or monthly service fee.
If you typically keep at least $2,500 in your account, you'll get the most value out of this option. Earn interest at a competitive rate and manage your account anytime, anywhere you go.
Your company's complex banking requirements are met here. Access multiple tools and resources at your fingertips to simplify your money management with added visibility into business checking service fees and treasury management tools.
When you open a business checking account, you get access to all these tools, services and additional business solutions:
CIB Debit Mastercard®
You automatically receive a debit card with your account so you can make purchases, withdraw money and enjoy exclusive Mastercard benefits.
Cash Management
Create efficiencies, reduce processing costs and minimize collection times with our Cash Management solutions.
Free Mobile Banking App1
Access your accounts, transfer funds and pay bills anywhere your workday takes you when you download our app on Google Play or the Apple App Store.
Free Mobile Deposit
Deposit checks to your account anytime, anywhere using Mobile Deposit withing our app.1
Free Online Banking
Monitor your account, move money and much more using Online Banking.
Free Online Bill Pay
Pay anyone in the U.S. and Puerto Rico safely and securely using Bill Pay on your laptop or mobile device.
Merchant Services
Use CIB’s Merchant Card Services to cater to your customers who want to make mobile payments using major credit cards.
Remote Deposit
Deposit large batches of checks from your office using our Remote Deposit Capture technology.
Visa® Business Credit Cards2
Choose from four credit cards based on what's important to your business.
Free eStatements
Enroll in eStatements through our Business Digital Banking Solutions to access your account statements quicker and more securely than by mail.
Text/Email Account Alerts1
Set up and receive Account Alerts within Business Digital Banking to track specific activities, balance limits and personal reminders.
Automatic Transfers
You can easily transfer money one time or set up recurring transactions between accounts.
MoneyPass ATMs
Whenever you travel, you can visit more than 32,000 surcharge-fee MoneyPass ATMs nationwide.
Digital Wallet Solutions1
Link your CIB Debit Mastercard® and Visa® business credit card to your mobile device for quicker transactions online and in stores using Google Pay and Samsung Pay.
1Please review your mobile carrier’s text messaging and internet policy. Charges may apply.
2Credit cards are issued by TCM Bank, N.A. Subject to credit approval.
1Please review your mobile carrier’s text messaging and internet policy. Charges may apply.
2Transaction items include all debits and credits. If the account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
3If the account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
4Earnings credit rates subject to change monthly. Credit could offset any or all soft charges.
We provide business banking, personal banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.