Merchant Card Services

Cash is no longer king. Give your customers more ways to pay—and give your business faster, simpler access to funds. Citizens Independent Bank offers Merchant Services that help businesses accept card and electronic payments securely, efficiently, and in the ways today’s customers expect.

Flexible payment solutions for local businesses.

We offer tailored software and hardware for restaurants, professional offices, and hospitality businesses. Retailers of all sizes in the Twin Cities, and beyond, rely on secure point-of-sale and mobile systems that accept a wide range of payment forms, are easy to use, easy to manage, and built to grow with them.

Benefits

Boost your bottom line by accepting major debit and credit cards, as well as gift and loyalty cards.
Process mobile wallet payments for customers who link credit and debit cards to their smartphones.
Enable secure online and e‑commerce payments to increase web sales.
Easily generate sales reports that can assist you with marketing initiatives, inventory control and even employee evaluations and scheduling.
Flexible, unbundled pricing allows us to help you qualify for the lowest interchange rates.
No hidden costs.
Seamlessly connect payments to your business bank accounts for faster access to funds, typically within 24 to 48 hours.

Protect your business from evolving fraud threats.

Unlock the power of proactive protection with tools and resources designed to help safeguard accounts, prevent unauthorized transactions, and strengthen payment security.

Fraud Protection Solutions

We provide business banking, personal banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.