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Compare Credit Cards

Whether you're earning rewards, building credit, or looking for a card that fits your spending habits, Citizens Independent Bank offers a variety of Visa® credit card options to help support your financial goals.


Choose the Card That Fits Your Lifestyle.

 

Enjoy competitive rates, convenient online account management, fraud monitoring, mobile payment capabilities, and personal service from a bank you know and trust.







Rewards Platinum

 
Earn unlimited reward points on everyday purchases with a card designed for those who want flexibility and value.
 
  • Earn 1 point per dollar on net purchases.
  • Redeem points for merchandise, travel, rental cars, and more.

Cash Rewards Platinum

Turn everyday spending into cash rewards with a simple, straightforward cash back program. 

  • Earn 1% cash back on all net purchases.
  • Cash rewards never expire.

Platinum Edition

Enjoy a low‑rate credit card designed for those who prioritize savings on interest. 

  • Low interest rate structure. 
  • No penalty APR.

Visa® Signature Travel

Designed for frequent travelers who want to maximize rewards while earning points on every purchase. 

  • Earn 1.5 points per dollar on net purchases. 
  • Ideal for travel, dining, and everyday spending. 

Secured Credit Card

A practical option for individuals looking to build or rebuild their credit history. 

  • Designed to help establish or strengthen credit.
  • Provides access to the convenience and security of a Visa® credit card. 













































































Why Choose a CIB Credit Card?

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Competitive rates
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Fraud protection & Zero Liability
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Digital wallet compatibility
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Mobile & online account access
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Local service and support




































    Credit cards are issued by TCM Bank, N.A. Subject to credit approval. See the card application's Important Disclosures for current terms, rates, and fees.
     
     
    We provide personal banking, business banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.