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Construction Loans

Building your dream home starts with the right financing partner. Citizens Independent Bank offers Construction Loans designed to help you move from blueprint to move-in with confidence, backed by local decision-making and personalized guidance throughout the process.

Financing Designed for New Home Construction.

 

Unlock the power of financing designed around your vision. Whether you're building your first home, your forever home, or a custom home tailored to your lifestyle, our mortgage team is here to help guide you through the construction financing process.

Benefits

  • Financing designed specifically for new home construction.
  • Funds are distributed as construction loan milestone are completed.
  • Interest only payments as your home is being built then converts into permanent financing.
  • Flexible loan structures designed to transition into permanent financing.
  • Local underwriting and decision-making.
  • Personalized guidance from application through completion.



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Unlock the power of local mortgage expertise. 

With local loan decisions made in Minneapolis, you'll work with experienced lenders who understand the unique considerations of building a home and can help you navigate each step with confidence.

Looking for more mortgage solutions? Explore financing options designed to fit every stage of your homeownership journey.
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Not Sure Where to Start?

 

Mortgage calculators can help you estimate payments, compare options, and make more informed borrowing decisions.
































We provide mortgage lending, personal banking, business banking, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.