Lockbox Services

Citizens Independent Bank helps simplify how your business receives paper checks.  Lockbox streamlines collections by allowing you to rely on CIB to process your incoming paper checks—saving time, reducing manual work, and improving efficiency.

A Smarter Way to Manage Payment Collections.

With Lockbox, customer check payments are sent directly to a secure processing location where they’re opened, imaged, and deposited promptly and accurately. This reduces internal handling and helps deposits move faster, so your team can focus on higher value work.

Benefits

  • Streamlines accounts receivable processing.
  • Reduces staff time spent receiving and preparing daily deposits.
  • Helps improve consistency and efficiency in payment handling.
  • Customizable to fit your business needs and workflows.
  • Supports better cash flow visibility and control.



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Protect your business from evolving fraud threats.

Unlock the power of proactive protection with tools and resources designed to help safeguard accounts, prevent unauthorized transactions, and strengthen payment security.















































We provide business banking, personal banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.