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Personal Borrowing Solutions

Whether you're financing a vehicle, planning a major purchase, accessing home equity, or looking for everyday financial flexibility, Citizens Independent Bank offers borrowing solutions designed to help you move forward with confidence.


Financing Solutions for Every Stage of Life.

 

From short-term needs to long-term goals, CIB provides lending options tailored to your unique situation. Explore flexible financing solutions backed by local decision-making and personalized service.






Vehicle Financing

Auto Loans

Drive away with financing designed for new or used vehicles, backed by competitive rates and local service.

  • Finance or refinance new and used vehicles
  • Flexible terms and local decisions
Outdoor Adventures

Recreational Vehicle Loans

Whether it's on the road, water, or trail, recreational vehicle financing can help turn plans into reality.

  • Financing available for boats, RVs, campers, ATVs, motorcycles, and more
  • Flexible terms and competitive rates
Leveraging Home Equity

Home Equity Line of Credit (HELOC)

Put your home's equity to work with a revolving line of credit that provides flexibility when you need it most.

  • Borrow as needed up to your approved limit
  • Great for home improvements, major purchases, and unexpected expenses
Flexible Financing

Personal Loans

Flexible borrowing solutions designed to help manage planned expenses, unexpected costs, and personal goals.

  • Personal lines of credit available
  • CD secured loan and Convenience Credit options
Everyday Purchasing

Personal Credit Cards

Choose from a variety of credit card options designed to match your spending habits, lifestyle, and financial goals.

  • Rewards, cash back, travel, and secured card options
  • Mobile account access and fraud protection features




























































































































    We provide personal banking, business banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.