Businessman using phone outdoorsBusinessman using phone outdoors

Account Security Tools (MFA)

Protecting your accounts starts with having the right tools in place. Citizens Independent Bank offers security features designed to help safeguard your information, monitor account activity, and provide added confidence when banking online or on the go. 

Security Tools That Help You Stay Protected.

 
From Multi-Factor Authentication to Account Alerts, these tools work together to strengthen account security, reduce fraud risk, and help you stay informed about important account activity. 

Multi-Factor Authentication (MFA)

 
An Extra Layer of Protection for Your Accounts
Multi-Factor Authentication (MFA) helps protect your online banking experience by requiring an additional verification step before account access is granted. Even if a password is compromised, MFA provides an extra layer of security to help keep your information protected. 
 
How MFA Works
  1. Enter your username and password. 
  2. Complete a second verification step. 
  3. Verify your identity using an approved authentication method. 
  4. Securely access your account.
Common Verification Methods
  • Authentication Apps
  • Biometric Authentication
  • Text Message Verification








Multi-Factor Authentication (MFA) Benefits

Shield icon
Enhanced account security beyond a password alone. 
Question mark icon
Helps prevent unauthorized access. 
Switch kit icon
Verifies your identity before access is granted. 
Laptop icon
Reduces the risk of fraud and account takeover. 
Thumbs up icon
Provides added peace of mind when banking online. 
























Account Alerts & Controls
Account Alerts help you stay informed about important account activity, making it easier to monitor your finances and identify potential issues quickly. Whether you're tracking deposits, withdrawals, or transfers, alerts provide timely updates when you need them most.
Choose the notifications that matter most to you and receive updates through available digital banking channels, helping you stay connected to your accounts wherever you are. 
With proactive alerts and enhanced security tools, you'll have greater awareness of account activity and added confidence in your day to day banking.
  • Monitor account activity in real time.
  • Stay informed about deposits, withdrawals, and transfers.
  • Receive notifications about important account events.
  • Quickly identify suspicious activity.
  • Gain greater visibility and control over account security.






We provide personal banking, business banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.















    a woman looking at her phone and laptop computer
    Mobile phone icon
    Bank on your schedule.
    Access accounts, transfer funds, pay bills, deposit checks, and more with CIB Digital Banking.