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Simple Savings

Saving shouldn’t be complicated. Our Simple Savings account ties to your Simple Checking, giving you an easy way to set money aside with dependable, fixed interest and convenient access whenever you need it.


A Simple, Fixed Interest Savings Account Designed for Steady, Everyday Growth.

 
Open your account with just $25 and enjoy a simple way to grow your savings. This account is built for moderate savers who want predictable earnings and convenient access to their money. You get dependable growth, digital convenience, and features that help you stay on track. 

Benefits

  • Fixed rates for predictable savings growth. 
  • Competitive interest compounded quarterly. 
  • Free Digital Banking, including mobile banking1.



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Pay Yourself First.

Set up automatic transfers in Online Banking or the CIB Mobile App to move money toward your savings goals on a schedule that works for you.






































  • Earn competitive, fixed interest2, compounded quarterly.
  • Maintain a $50 minimum daily balance3 to avoid the $3 monthly service fee. Fee is automatically waived if the primary account holder is 22 or under or enrolled in eStatements.
  • Deposit any amount, anytime, making it easy to build your savings at your own pace.
  • Combined statement option available to keep your finances organized.
  • Includes Free Digital Banking1 and Free Telephone Banking (TeleBANK).
  • $25 minimum deposit to open, so you can get started easily.









1Mobile carrier charges may apply.
2Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank's discretion. You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed annual percentage yield.
3If the account balance falls below $50 during the month, the monthly service fee of $3 is applied.












    We provide personal banking, business banking, mortgage lending, and financial services to businesses and individuals across the western Twin Cities. Explore our local banking locations in Saint Louis Park, Robbinsdale, Hopkins, and Plymouth to find the branch most convenient for you.