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Business Solutions

Business Debit Card

  • Free Mastercard® debit card with any business checking account
  • More safe than carrying cash, more convenient than writing a check
  • Access thousands of surcharge-free ATMs in the MoneyPass® network
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Business Digital Banking

  • Bank for free, 24/7, with any web-enabled device1
  • Includes free online banking, mobile banking and more1
  • Save your business valuable time and money
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Cash Management

  • Streamline your business finances with greater control and efficiency
  • Cut down on repetition; save time and reduce errors in accounting
  • Includes account analysis, ACH, direct deposit services and much more
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Fraud Prevention

  • Catch fraudulent activity before money leaves your account
  • You decide whether or not to approve payments
  • Includes both Positive Pay and ACH Fraud Filter
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Merchant Card Services

  • Boost profits by accepting all major debit or credit card payments
  • Increase customer satisfaction by providing more payment options
  • Funds automatically deposited within 24 to 48 hours
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Remote Deposit Capture

  • Deposit checks without leaving your desk
  • Utilizes a desk scanner and internet access
  • Realize funds faster — same-day credit up to 5 pm
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Automated Clearing House (ACH) Services

  • Conduct a number of outgoing payments 24/7, electronically
  • Deposit employee payroll, make vendor payments and more
  • Improve cash flow; increase productivity by automating processes
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Zero Balance Accounts (ZBA)

  • Ideal for companies with multiple divisions, stores, or operating units
  • Multiple account balances are concentrated into one, centralized account
  • Funds are disbursed to individual ZBA accounts only when necessary
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Concerned about FDIC Coverage?

  • Enjoy multi-million-dollar FDIC insurance through a single bank relationship at CIB.
  • Choose the service or combination of services that can offer the returns and access to funds you seek.
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