APY = Annual Percentage Yield. Rates effective as of June 25, 2019.
Certificates of Deposit (CDs) Learn More
|CD Term||Rate||APY||Minimum Balance|
|11 Month Special - Compounded Monthly||2.18%||2.20%||$5,000|
|18 Months - Compounded Quarterly||2.33%||2.35%||$5,000|
|39 Month Special - Compounded Quarterly||2.48%||2.50%||$10,000|
Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank's discretion. Annual percentage yield (APY) assumes principal and interest remain on deposit for the term of the certificate. A penalty may be assessed for early withdrawal. Fees could reduce the earnings on the account. Minimum deposit and method of compounding may vary on the certificates. Maximum deposit of $250,000. Certificates automatically renew upon maturity. Some CD’s may not be eligible for brokerage deposits, institutional investors or public funds. Rates effective June 25, 2019.
Auto & Boat Loans
|Loan Type||Interest Rate with Auto Debit from CIB Checking Account||APR*||Term Length|
|NEW CAR 2017-2019||FIXED 4.24%||4.29%||UP TO 60 MONTHS|
|USED CAR 2014 - 2016||FIXED 4.49%||4.54%||UP TO 60 MONTHS|
|USED CAR 2013 & OLDER||FIXED 6.24%||6.30%||UP TO 48 MONTHS|
*Annual Percentage Rate=APR. APR listed assumes $50,000 loan at maximum term. Actual APR will depend on loan amount and term length. Rates are determined by the bank and may be adjusted at the bank's discretion.
New Car 2017-2019: $10,000 borrowed, $186.20 per month for 60 months, APR= 4.45%
Used Car 2014-2016: $10,000 borrowed, $187.34 per month for 60 months, APR=4.70%
Used Car 2013 & Older: $10,000 borrowed, $237.18 per month for 48 months, APR= 6.51%