Simple Checking

Choose checking that moves you toward financial independence. This versatile option empowers you with the services and benefits you need.

Key Features

  • Surcharge-Free ATM Access
  • Discounts on Loans
  • Free Digital Banking3
  • Free Safe Deposit Box6
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CIB Exclusive Features & Benefits

Personal CIB Exclusive Features & Benefits

Description
  • Versatile checking with many great benefits
  • $3.95 monthly service fee, waived if one of the following applies:
    • Enrolled in eStatements; or
    • Primary account holder is 22 years of age or under
  • No minimum balance
  • One time order of free checks
  • Free eStatements with images1
  • Text/email account alerts2
  • Discount on loans with automatic debit
  • Person-to-Person (P2P) payments available
  • Overdraft protection available:
    • Automatically transfer funds from savings to cover overdrafts
    • Convenience credit3 line of credit (subject to approval)
  • Free debit Mastercard®
  • Free Digital Banking, including mobile banking and digital wallet2
  • Free Safe Deposit Box for 1 year (5” x 3”, one per account)4
  • Free Telephone Banking (TeleBANK)
  • Surcharge-free ATMs available
  • $25 minimum deposit to open
Let's Get Started

1Paper statements available. Monthly image fee an additional $2.95 for paper statements.

2Your mobile carrier's text messaging and internet charges may apply.

3$30 annual fee. Based on credit approval. 18.00% Annual Percentage Rate. Minimum monthly payment of 5% of outstanding balance or $25, whichever is greater.

4First-time CIB box holder. May upgrade to a larger box and pay the difference. A non-refundable lock transfer fee of $3 is required for all new rentals. There is a $250 drilling fee due to lost keys. A 10% charge is assessed on past due payments. Contents of safe deposit boxes are not FDIC insured.

Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, early account closing, etc. may apply. See fee schedule for details.