Compare Our Accounts

Monthly Qualifications for Signature High Yield Checking &
Signature Cash Back Checking: eStatement, 1- ACH Credit/Debit, 15 debit card transactions

¹When your Signature High Yield Checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Signature High Yield Checking account earn an Annual Percentage Yield (APY) of 6.00%; and daily balances over $25,000 earn an APY of 0.25%, resulting in a blended APY between 6.00%-1.40% depending on the account's daily balance. Signature Saver balances up to $100,000 earn an APY of 2.0% and daily balances over $100,000 will earn an APY of .25% resulting in a blended APY depending on the account's daily balance. APY rates effective as of 05/13/2024. You will receive reimbursements of ATM fees up to $25 for ATM transactions incurred within your Signature High Yield Checking account during the Monthly Qualification Cycle in which you qualified. NOTE: Signature Saver ATM transaction fees are not reimbursed.

When your Signature High Yield Checking qualifications are not met during a Monthly Qualification Cycle, the account balance in Signature High Yield Checking and Signature Saver will earn an APY of 0.05% and ATM withdrawal fees are not refunded.

Interest will be credited to your Signature High Yield Checking and Signature Saver account(s) on the last day of the current statement cycle. Rates are variable and may change after account is opened and without notice to you. Minimum opening deposit of $25 is required. Early closing fee of $10 if closed within 90 days and other fees may apply. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact a banker for additional information. 

Debit card transactions need to post and settle to the account during the cycle period. Please note that posting and settling of transactions may not occur on the same day the transaction is made, and there may be a delay before a transaction posts to your account.

²When Signature Cash Back Checking monthly qualifications are met, you will receive 6.0% cash back on the first $200 spent with the debit card; up to a maximum of $12 cash back payment per cycle. Signature Saver daily balances up to $100,000 earn an Annual Percentage Yield (APY) of 2.0%  and daily balances over $100,000 will earn an APY of .25% resulting blended APY depending on the account's daily balance. APY effective as of 05/13/2024. You will receive reimbursements of ATM fees up to $25 for ATM transactions incurred within your Signature Cash Back Checking account during the Monthly Qualification Cycle in which you qualified. NOTE: Signature Saver ATM transaction fees are not reimbursed.

When your Signature Cash Back Checking account qualifications are not met, no cash back payments are made, ATM withdrawal fees are not refunded and Signature Saver will earn an APY of .05%.

Interest & Cash Back will be credited to your Signature Cash Back Checking account and Saver account(s) on the last day of the current statement cycle. Rates are variable and may change after account is opened; rates may change without notice to you. Minimum opening deposit of $25 is required. Early closing fee of $10 if closed within 90 days and other fees may apply. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact a banker for additional information. 

Debit card transactions need to post and settle to the account during the cycle period. Please note that posting and settling of transactions may not occur on the same day the transaction is made, and there may be a delay before a transaction posts to your account.

Member FDIC.

³Your mobile carrier's text messaging and internet charges may apply.