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Free Kasasa Saver


Enjoy an effortless saving strategy that earns 2.00% APY. Build balances or reach goals easier and faster with a free account that earns even if you don't qualify!

Key Features

  • Earn Interest
  • No Monthly Maintenance Fees
  • Free Mobile Banking
  • Kasasa Saver must be paired with either a free Kasasa Cash® or free Kasasa Cash Back® Checking account
  • Free account that builds your savings effortlessly
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 2.00% APY on balances up to and including $100,000
  • 2.00% to 1.13% APY on balances over $100,000 depending on balance in account
  • 0.05% APY on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • $25 minimum deposit to open

Earning rewards is easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa® checking account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • At least 1 direct deposit, ACH payment, or ACH credit transaction(s)
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to $100,000 in your Kasasa Saver account earn an Annual Percentage Rate (APY) of 2.0% and daily balances over $100,000 will earn an APY of .25% resulting blended APY depending on the account's daily balance. APY accurate as of 05/13/2024.

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an APY of .05%.

Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Minimum opening deposit of $25 is required to open the account. There are no recurring monthly maintenance charges or fees to open account; Early closing fee of $10 if within 90 days and other fees may apply. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact a banker for additional information. Member FDIC.

Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.