There aren’t a lot of guarantees in business — but this is one of them. Invest your savings in a CD with fixed-rate returns you can rely on.
Key Features
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Fixed Rates
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Competitive Interest
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No Setup or Maintenance Fees
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Wide Range of Terms
Featured CDs
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Account Type |
Minimum to Open |
Rate |
Annual Percentage Yield |
18 Month - Compounded Quarterly |
$1,000 |
0.05% |
0.05% |
Four Year - Compounded Quarterly |
$1,000 |
1.24% |
1.25% |
Five Year - Compounded Quarterly |
$1,000 |
0.40% |
0.40% |
59 Month Special - Compounded Quarterly2 |
$5,000 |
1.74% |
1.75% |
Benefits
- Meet business savings goals with guaranteed, fixed-rate earnings
- Higher interest rates than other savings products1
- More safe than other, riskier investments
- Variable terms (from 91 days to 5 years)
- Flexible payout options
- Add to the balance of your current certificate, transfer to another CIB account, or mailed to you via check
- No setup or maintenance fees
- Early withdrawals subject to penalty1
- Funds are FDIC insured
- Minimum deposit as low as $500
1Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank's discretion. You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed annual percentage yield.
2Not available online, contact branch to open.
Please Note:
- Some CD's may not be eligible for brokerage deposits, institutional investors or public funds.
- A penalty may be assessed for early withdrawal.
- The interest rate and annual percentage yield may change after the account is opened, but not until the CD renews upon maturity.
- Minimum deposit and method of compounding may vary on the certificates.
- Fees could reduce the earnings on the account.
- Certificates automatically renew upon maturity.