There aren’t a lot of guarantees in business — but this is one of them. Invest your savings in a CD with fixed-rate returns you can rely on.
Key Features
-
Fixed Rates
-
Competitive Interest
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No Setup or Maintenance Fees
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Wide Range of Terms
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|
Account Type |
Minimum to Open |
Rate |
Annual Percentage Yield |
|
6 Month Certificate |
$1,000 |
4.01% |
4.05% |
|
9 Month Certificate |
$1,000 |
3.84% |
3.90% |
|
15 Month Certificate |
$1,000 |
3.46% |
3.50% |
|
24 Month/2 Year Certificate |
$1,000 |
2.97% |
3.00% |
- Meet business savings goals with guaranteed, fixed-rate earnings
- Higher interest rates than other savings products
- More safe than other, riskier investments
- Variable terms (from 91 days to 5 years)
- Flexible payout options
- Add to the balance of your current certificate or transfer to another CIB account
- No setup or maintenance fees
- Early withdrawals subject to penalty
- Funds are FDIC insured up to FDIC limits
We have a solution. Learn More IntraFi Business Solutions | CIB | Plymouth, St. Louis Park, Robbinsdale, Hopkins - MN (bankcib.com)
- Enjoy multi-million-dollar FDIC insurance through a single bank relationship at CIB.
- Choose the service or combination of services that can offer the returns and access to funds you seek.
Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank's discretion. Annual percentage yield (APY) assumes principal and interest remain on deposit for the term of the certificate. A penalty may be assessed for early withdrawal. Fees could reduce the earnings on the account. Minimum deposit and method of compounding may vary on the certificates. Maximum deposit of $250,000. Certificates automatically renew upon maturity. Some CD’s may not be eligible for brokerage deposits, institutional investors or public funds. Rates effective May 29, 2025.
Please Note:
- The interest rate and annual percentage yield may change after the account is opened, but not until the CD renews upon maturity.
