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Signature Saver

Rates

Enjoy an effortless saving strategy that earns 2.00% APY*. Build balances or reach goals easier and faster with a free account that earns even if you don't qualify!

Key Features

  • Earn Interest
  • No Monthly Maintenance Fees
  • Free Mobile Banking
  • Signature Saver must be paired with either a free Signature High Yield Checking or free Signature Cash Back Checking account
  • Free account that builds your savings effortlessly
  • Automatic transfers of Signature High Yield Checking or Signature Cash Back Checking earnings
  • 2.00% APY* on balances up to and including $100,000
  • 2.00% to 1.13% APY on balances over $100,000 depending on balance in account
  • 0.05% APY on all balances if qualifications are not met in Signature High Yield Checking or Signature Cash Back Checking
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • $25 minimum deposit to open

Earning rewards is easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Signature checking account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • At least 1 direct deposit, ACH payment, or ACH credit transaction(s)
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*When your linked Signature High Yield Checking or Signature Cash Back Checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to $100,000 in your Signature Saver account earn an Annual Percentage Rate (APY) of 2.0% and daily balances over $100,000 will earn an APY of .25% resulting blended APY depending on the account's daily balance. APY accurate as of 05/13/2024.

When your linked Signature High Yield Checking or Signature Cash Back Checking account qualifications are not met, the entire daily balance in the Signature Saver account earns an APY of .05%.

Interest will be credited to your Signature Saver account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Minimum opening deposit of $25 is required to open the account. There are no recurring monthly maintenance charges or fees to open account; Early closing fee of $10 if within 90 days and other fees may apply. A Signature High Yield Checking or Signature Cash Back Checking account is required to have a Signature Saver account. A linked Signature Saver account is required for automatic savings. Contact a banker for additional information. 

Member FDIC.