Card Services

Take advantage of the purchase power of plastic! Bank cards allow you to purchase items internationally, online, and quicker than ever. Simplify your shopping by not having to fill out checks or worry about having enough cash on hand. Request more information about Card Services or contact CIB directly.

Shopping for all your needs has never been easier. With a CIB debit card you no longer have to fumble for that bulky checkbook in the checkout lane. Simply present your card and sign the receipt! The purchase amount is automatically deducted from your checking account giving you the convenience of plastic with the benefits of cash.

Apply Now for a Personal Debit or ATM Card

Businesses can benefit from debit cards too. A faster, more convenient way to make purchases, enable employees, track expenses and manage finances. You won’t have to show two forms of identification, wait for check approval or worry about writing an out-of-town check. Your purchases appear on a detailed statement that include the date, location and amount of transaction.

Apply Now for a Business Debit Card

Benefits:

  • Real-time transactions
  • Access to 23,000 surcharge-free MoneyPass® ATMs* nationwide. Download the locator app or visit www.moneypass.com to find ATMs anytime, anywhere.
  • MasterCard® offers exclusive benefits for Personal and Business Debit Cards. Complete details are available in the Personal Guide to Benefits and the Business Guide to Benefits (additional steps may be required).
  • Protection from losses due to Employee Misuse is available through the MasterCoverage™ program for Business Debit Cards.

*ATM deposits accepted at all four CIB locations.

CIB Visa® Platinum credit cards offer hometown convenience, worldwide acceptance, and great benefits.

Three great options all from the bank you know best:

  • Rewards Platinum - unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and much more. Visit cRewardsCard.com for details.
  • Cash Rewards Platinum - earn 1% cash back on all net purchases. Cash rewards never expire.
  • Platinum Edition - no penalty APR and low interest rates¹

Enjoy the following features with all of the above options:

  • No Annual Fee1
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, a variable APR, currently 10.24%-24.24% will apply.1
  • Manage your account online and go paperless at MyCardStatement.com
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Fraud Email and Text Alerts
  • Mobile Payments
  • Travel Accident Insurance2
  • Personal service from people you know

Apply Now

¹0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 11.24% and 21.24%, Platinum Edition APRs are currently between 10.24% and 20.24%, and Cash Rewards Platinum APRs are currently between 14.24% and 24.24%. All APRs are based on creditworthiness. Rates are accurate as of February 1, 2018 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. 
²Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

Credit cards are issued by TCM Bank, N.A. Subject to credit approval.

Keep your business spending separate from your personal with our Visa® Platinum Business credit cards.

  • Employee cards no extra cost
  • Credit Line Sharing
  • Consolidated Statements 
  • SecureLOCK™ Email and Text Fraud Alerts
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance1
  • Personal service from people you know

Choose the option that is best for your business.

Small Business Rewards Credit Card
Earn one point per dollar on net purchases. Redeemable for merchandise and travel awards. Visit cRewards® at cRewardsCard.com for details. No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 13.24% to 23.24% based on creditworthiness.2  

Apply Now

Small Business Cash Rewards Credit Card
Earn 1% cash back on all net purchases. Cash rewards never expire. No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 15.24% to 25.24% based on creditworthiness.2

Apply Now

Small Business Edition Credit Card
No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 12.24% to 22.24% based on creditworthiness.2

Apply Now

Company Rewards Charge Card- intended for large corporations, non-profits, and municipalities.
No annual fee. Pay-in-full account.3 Plus, earn one point per dollar on net purchases. Redeemable for merchandise and travel awards. Visit cRewards® at cRewardsCard.com for details.

Apply Now

1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
2See the card application’s Business Card Pricing Sheet for current terms, rates, and fees.
3See the card application’s Terms and Conditions for current terms, rates, and fees.

Credit cards are issued by TCM Bank, N.A. Subject to credit approval.

Prepaid Visa® Gift Card

In search of a unique gift that doesn’t require gift wrap? Our Prepaid Visa® gift card can be used at over 18 million Visa® locations. Simply visit any teller window and decide on the dollar amount to be loaded onto the card. The teller will deduct the funds from your account. You’ve just purchased a distinctive gift for the person who has everything!