Business Savings Accounts

Regardless of how you save or invest your money, we can work with you to match your savings goals. Take advantage of our business savings accounts to lay the foundation for a robust savings plan that earns a higher interest rate than checking products. Check out our full array of FDIC insured savings accounts. Waive the monthly service fee on any savings account simply by maintaining the minimum balance! Apply online for any of our business savings accounts.

You may also be interested in our non-FDIC insured investments and insurance products available through Citizens Investment Services.

Regular Business Savings

Regular Business Savings Account

A basic savings account for moderate savers.

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  • $300 Minimum Balance
  • $3 Monthly Service Fee
  • Interest Compounded Quarterly*

Money Market Savings

Money Market Business Savings Account

Competitive yields, easy access, and tiered rates to maximize interest earnings.

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  • $500 Minimum Balance
  • Interest Compounded Monthly*
  • $10 Monthly Service Fee

Premier Money Market Savings

Premier Business Money Market Savings Account

Perfect if you have substantial account balances. Offers tiered rates to reward those with higher balances.

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  • $100,000 Minimum Balance
  • $20 Monthly Service Fee
  • Interest Compounded Monthly*

Certificates of Deposit (CDs)

Business Certificates of Deposits (CDs)

Invest in a CD with terms as low as 91 days!

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  • Minimum to Open as Low as $500
  • Flexible Payout Options
  • Offers Higher Interest Rates Than Other Savings Options, with FDIC Coverage

*Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank’s discretion. You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed annual percentage yield.