Professional Asset Management/
Asset Allocation

Your investment goals and needs are unique. With the help of an investment executive you can work toward reaching your objectives through a variety of personalized programs.


Your investment professional will work with you to understand your needs, develop your own investment strategy, design your portfolio, implement your financial plan, review your portfolio on a regular basis and more.

A wide variety of customized programs exist but with an investment professional working on your behalf, you’ll have the strength and support you need to professionally manage your assets and work toward your long-term financial goals for a convenient quarterly asset management fee. Our asset management programs are sophisticated, flexible and competitive, providing you with a full array of features that include:

  • Minimum account size – as little as a $25,000 investment
  • Access to numerous investments
  • Mutual fund allocation modeling and active, ongoing management
  • Automatic rebalancing to help keep your portfolio properly diversified
  • No commission or sales charges on funds
  • Monthly statements and quarterly reports


Securities and insurance products are offered by Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered by Cetera Investment Advisers LLC. Neither firm is affiliated with Citizens Independent Bank or its related companies. Investments are: • Not FDIC insured • May go down in value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

View Cetera Investment Services privacy policy and other important information.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Advisory services may only be offered by an Investment Adviser Representative in connection with an appropriate Advisory Services Agreement and disclosure brochure as provided. Registered address: 5000 West 36th St, St. Louis Park, MN 55416.

Consult your legal or tax counsel for advice and information concerning your particular circumstances. Neither Cetera, nor any of its representatives may give legal or tax advice.

Check the background of Citizens Investment Services' investment professionals on FINRA's BrokerCheck.