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Premier Checking

As a valued customer, you’ll enjoy waived fees for many banking services as well as competitive, tiered interest earnings.1

Key Features

  • Competitive, Tiered Interest1
  • Surcharge-Free ATM Access
  • Discounts on Loans
  • Free Digital Banking7

CIB Exclusive Features & Benefits

Personal CIB Exclusive Features & Benefits

  • Checking with special benefits that earns competitive, tiered interest1
  • $19.95 monthly service charge
  • Fee waived if one of the following applies:
    • $30,000 combined minimum deposit and/or outstanding loan balances2or
    • $7,000 minimum daily balance
  • Waived bank fees for:
  • Text/email account alerts7
  • Discount on loans with automatic debit
  • Person-to-Person (P2P) payments available
  • Free Mastercard® debit card
  • Free eStatements (or paper statements) with images
  • Free digital banking, including mobile banking and digital wallet7
  • Safe deposit box included for first year only (5” x 3”, one per account)8
  • Free telephone banking (TeleBANK)
  • Surcharge-free ATMs available
  • $25 minimum deposit to open

1Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank's discretion. You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed annual percentage yield.

2To calculate the combined balance we take the lowest daily balance(s) in your checking and/or savings accounts during the statement cycle plus the balance(s) of your CDs and/or loans on the day your statement prints.

3A $9 transfer fee applies, limited to 6 transfers per month.

4ATM owner may assess fees.

5$30 annual fee. Based on credit approval. 18.00% Annual Percentage Rate. Minimum monthly payment of 5% of outstanding balance or $25, whichever is greater.

6One box of Specialty Lemon Checks per calendar year.

7Your mobile carrier's text messaging and internet charges may apply.

8First-time CIB box holder. May upgrade to a larger box and pay the difference. A non-refundable lock transfer fee of $3 is required for all new rentals. There is a $250 drilling fee due to lost keys. A 10% charge is assessed on past due payments. Contents of safe deposit boxes are not FDIC insured.