Choose checking that moves you toward financial independence. This versatile option empowers you with the services and benefits you need.
- Surcharge-Free ATM Access
- Discounts on Loans
- Free Digital Banking2
- Free Safe Deposit Box7
CIB Exclusive Features & Benefits
- Versatile checking with many great benefits
- $3.95 monthly service charge
- Fee waived if one of the following applies:
- Monthly ACH deposits totaling $500 or more; or
- 10+ debit card transactions1per statement cycle; or
- $500 minimum daily balance; or
- Primary account holder is 22 years of age or under
- Text/email account alerts2
- Discount on loans with automatic debit
- Person-to-Person (P2P) payments available
- Overdraft protection available:
- Automatically transfer funds from savings to cover overdrafts3
- Convenience credit4 line of credit (subject to approval)
- Free Mastercard® debit card
- Free eStatements with images5, 6
- Free digital banking, including mobile banking and digital wallet2
- Safe deposit box included for first year only (5” x 3”, one per account)7
- Free telephone banking (TeleBANK)
- Surcharge-free ATMs available
- $25 minimum deposit to open
1Posted debit card purchases only. ATM transactions excluded.
2Your mobile carrier's text messaging and internet charges may apply.
3A $9 transfer fee applies, limited to 6 transfers per month.
4$30 annual fee. Based on credit approval. 18.00% Annual Percentage Rate. Minimum monthly payment of 5% of outstanding balance or $25, whichever is greater.
5Must self-enroll in eStatements within 30 days to avoid the paper statement fee.
6Monthly paper statement fee $1.95/month; monthly images fee an additional $2.95/month.
7First-time CIB box holder. May upgrade to a larger box and pay the difference. A non-refundable lock transfer fee of $3 is required for all new rentals. There is a $250 drilling fee due to lost keys. A 10% charge is assessed on past due payments. Contents of safe deposit boxes are not FDIC insured.