Personal Savings Accounts
Regardless of how you save or invest your money, we can work with you to match your savings goals. Check out our full array of FDIC insured savings accounts. Waive the monthly service fee on any savings account simply by maintaining the minimum balance!
With Savings Overdraft Protection you can attach a CIB savings account to your checking account and avoid overdraft fees. If you’re overdrawn, funds will automatically transfer from the savings account to the checking account.*
You may also be interested in our non-FDIC insured investments and insurance products available through Citizens Investment Services.
Certificates of Deposit (CDs)
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Invest in a CD with terms as low as 91 days! |
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Regular Savings
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A basic savings account for moderate savers. |
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Money Market Savings
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Competitive yields, easy access, and tiered rates to maximize interest earnings. |
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Premier Money Market Savings
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Perfect if you have substantial account balances. Offers tiered rates to reward those with higher balances. |
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Student Savings
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Help your children learn the value of saving through two account options: Junior Savers Club for ages 13 & under and Student Savers Club ages 14-17. |
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Holiday Savings
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A great way to save for holiday shopping, a vacation or as a starter savings account! |
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*A $7 transfer fee applies, limited to 6 transfers per month.
**Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank’s discretion.