Regular Savings

Our Regular Savings account offers a fixed interest rate, compounded quarterly with a $300 minimum balance.

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  • $300 minimum balance*
  • $25 minimum opening deposit
  • $3 monthly service fee, Waived if one of the following applies:
    • $300 minimum balance is maintained; or
    • Primary account holder is 22 years of age or under
  • Fixed interest rate compounded quarterly**
  • Make deposits any time, in any amount
  • ATM card with no annual fee
  • Free Online Banking & eStatements
  • Combined statement option available
  • TeleBANK: free telephone banking service, 24/7 account information
  • Up to 6 preauthorized transfers allowed per month
  • Just for Kids: Open a savings account and receive a CIB piggy bank. Kids ages 8-12 and 13-18 will have access to a fun online game that uses real life scenarios to teach kids the benefits of saving and spending wisely. When the online course is completed, the child will be rewarded! See a banker for more details.


*If the account balance falls below $300 during the month, the monthly service fee of $3 is applied.

**Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank’s discretion. You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed annual percentage yield.