Personal Loans

At Citizens Independent Bank we understand that applying for a loan can be a nerve-wracking experience. Our seasoned lenders will do everything they can to address your needs. To apply, visit our Application & Resource Center.

If you need to purchase a vehicle or take a much-needed vacation, we can help! CIB offers local decisions with fast responses, great rates, and generous terms on loans of any size.

  • Auto & Truck Loans (new or used)
  • Boat Loans (new or used)
  • Motorcycle Loans (new or used)
  • Personal Line of Credit
  • Recreational Vehicle Loans (new or used)
  • CIB provides several different loan calculators for your convenience. These calculators are solely for informational purposes and should not be relied upon as actual payment computations.
  • Have questions? Inquire Now to get more information on any of CIBís loan products.
  • Ready to apply? Visit any of our locations or submit an application online.

Convenience Credit (Overdraft Protection)

Sometimes even your finances need a backup plan. Convenience Credit is an easy way to avoid overdraft fees.

Convenience Credit links your CIB account to a line of credit providing a safety net for your checking account in the event it becomes overdrawn. Advances are made in $100 increments to cover negative balances. The annual fee is less than one overdraft fee.

Ready to apply? Visit any of our locations or submit an application online.