Personal Investing

Investing is a serious business; complex and time consuming. Few people have the time or ability to keep pace with investments. Our investment professionals can help you develop a personal investment strategy to help you pursue your goals.

Investing for Retirement

Retirement Investing

We’ll help you find the right plan to fit your future needs.

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Investing for Education

Education and Student Investing

One of the best gifts you can give is a college education without the financial burden of student loans.

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Protecting Your Assets

Protect Your Assets with CIB

Our variety of insurance options are guaranteed to give you peace of mind protection no matter what your needs are.

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Investment Management

CIB Investment Management

Our investment professionals understand the marketplace and can help move your objectives forward.

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Professional Asset Management/Asset Allocation

Professional Asset Management & Asset Allocation from CIB

Our personalized programs offer a full array of features to fit your investment needs.

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Personal & Charitable Trusts

Personal & Charitable Trust services, Citizens independent Bank

We can help you preserve and enhance your wealth for future generations with a uniquely designed trust.

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Securities and insurance products are offered by Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered by Cetera Investment Advisers LLC. Neither firm is affiliated with Citizens Independent Bank or its related companies. Investments are: • Not FDIC insured • May go down in value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

View Cetera Investment Services privacy policy and other important information.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Advisory services may only be offered by an Investment Adviser Representative in connection with an appropriate Advisory Services Agreement and disclosure brochure as provided. Registered address: 5000 West 36th St, St. Louis Park, MN 55416.

Consult your legal or tax counsel for advice and information concerning your particular circumstances. Neither Cetera, nor any of its representatives may give legal or tax advice.

Check the background of Citizens Investment Services' investment professionals on FINRA's BrokerCheck.