Cash Management

Our Cash Management services offer you a variety of tools designed to help your business thrive by creating efficiencies, reducing processing costs, accelerating the availability of cash, and minimizing the collection time of your accounts receivables. Enroll by contacting a business banker at any of our locations.

 
  • Account Analysis: Offset monthly checking account fees by earning a credit on the available collected balances in your checking accounts.
  • ACH Filter: Allows businesses to set up custom filters for specific ACH originators or to block all ACH debits from posting.
  • Automated Clearing House (ACH): Originate electronic payments and collections.
  • Direct Deposit of Payroll
  • Check Image CD: Receive check images on a CD with your monthly account statement.
  • Financial Electronic Data Interchange (FEDI): Receive remittance information for electronic payments posted to your deposit accounts.
  • Lockbox: Streamline your payment collection procedures by having us process your accounts receivable payments.
  • Mobile & Remote Deposit: For smaller volumes, use your mobile device to securely deposit checks with Mobile Deposit. For larger volumes, use a scanner to make check deposits electronically from your business with Remote Deposit
  • Online Balance Reporting: Improve cash handling at your business with online access to collected, available and ledger account balance information.
  • Positive Pay: A fraud prevention tool that allows you to monitor items posting to your accounts. Positive Pay compares the account number, check number, and payment amount against the list of previously authorized checks. Any discrepancies are sent back to the business to approve or return.
  • Preauthorized Debits: Electronically collect your accounts receivable payments utilizing ACH.
  • Wire Transfer: Initiate wire transfers with banks worldwide.
  • Zero Balance Account (ZBA): Improve cash control by concentrating funds from multiple accounts to a single account.