Business Solutions

Running a business is a lot of hard work and time consuming. Citizens Independent Bank offers a variety of business solutions designed to make life a little easier.

Cash Management

Cash Management Business Banking

Help your business create efficiencies, reduce processing costs, accelerate the availability of cash, and minimize collection times.

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  • Remote Deposit
  • Payroll and Direct Deposit
  • Automated Clearing House (ACH)

Remote Deposit

Business Banking Remote Deposit

Electronically make check deposits from your office, eliminating numerous trips to the bank!

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  • Fast, Easy & Secure!
  • Eliminate Courier Expenses
  • No Software To Purchase Or Maintain

Card Services

Card Services from Citizens Independent Bank

Take advantage of the purchase power of plastic!

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  • ATM & Debit Card
  • Visa® Credit Card with Scorecard Rewards
  • Prepaid Visa® Gift Card

Merchant Services

Merchant Services from Citizens Independent Bank

Offer your customers the convenience of credit card payments.

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  • Accept All Major Credit Card Payments
  • Funds Automatically Deposited Within 24-48 hours
  • Available With Any Qualified Business Checking Account

Citizens Choice

Citizens Choice  CIB

Did you know that your employees are eligible for additional perks simply due to your current account relationship with CIB?

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  • ½% Reduction On New Consumer Installment Loans*
  • No Monthly Service Fee
  • Half Off The Origination Fee On A First Mortgage

*Available with auto-payment from checking account.