May 10, 2008

Earn with ScoreCard
Make your spending count! Open a Visa® or Mastercard® and start earning points today!

At Your Service

Personal Saving & Money Markets

Regardless of how you save or invest your money, we can work with you to match your savings goals. Select from a variety of insured savings accounts.

Find the savings account that's right for you

Account Plans   More Info   Minimum Balance   Monthly Maintenance   Interest Earned   Inquire Now  
Regular Savings
A basic savings account for moderate savers.  
More»   300.00   $3.00*   Yes** Compounded Quarterly   Inquire  

Regular Savings

A basic savings account for moderate savers.

Features

  • No fee with a $300 minimum balance
  • Offers a fixed interest rate compounded quarterly
  • Make deposits anytime, in any amount
  • ATM Card with no annual fee
  • Access your account with free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • Combined statement option available
  • Up to 6 preauthorized and/or telephone transfers allowed per month

Other Options

Call a banker today for current rates!

Inquire Now

Thrift Savings
Your best value for insured security and liquidity.  
More»   50.00   $3.00*   No   Inquire  

Thrift Savings

Your best value for insured security and liquidity.

Features

  • No fee with a $50 minimum balance
  • Make deposits anytime, in any amount
  • ATM Card with no annual fee
  • Access your account with free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • Combined statement option available
  • Up to 4 withdrawals allowed per month

Other Options

Call a banker today for current rates!

Inquire Now

Holiday Club Savings
Start a regular savings routine and earn interest.  
More»   $1.00   $3.00 for each withdrawal   Yes** Compounded Quarterly   Inquire  

Holiday Club Savings

Start a regular savings routine and earn interest.

Features

  • Offers a fixed interest rate compounded quarterly
  • Make deposits anytime, in any amount
  • You’ll receive a check each November
  • Access your account with free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • Combined statement option available
  • Up to 6 preauthorized and/or telephone transfers allowed per month

Other Options

Call a banker today for current rates!

Inquire Now

Student Savings
Two specialized accounts ideal for students 7-19. Teaches valuable lessons about saving.  
More»   5.00   N/A   Yes** Compounded Quarterly   Inquire  

Student Savings

Two specialized accounts, ideal for students 7-9. Teaches valuable lessons about saving.   
This is a joint account with a parent or legal guardian.

Junior Savers Club

This account is perfect for students ages 7-13. 

Features

  • Receive a personalized Jr. Savers Club Card
  • Special gifts for deposits of $5 or more
  • No fees and no minimum balance
  • Offers a fixed interest rate compounded quarterly
  • Make deposits anytime, in any amount
  • Access your account with free online banking
  • TeleBANK (free telephone banking, 24 hour account information)

Student Savers Club

This account is perfect for students 14 – 19.

Features

  • No fees and no minimum balance
  • Offers a fixed interest rate compounded quarterly
  • Make deposits anytime, in any amount
  • ATM Card with no annual fee ($60 maximum withdrawal limit per day and no point-of-sale purchase capability) 
  • Access your account with free online banking
  • TeleBANK (free telephone banking, 24 hour account information)

Call a banker today for current rates!

Inquire Now

The document below (Requires Adobe Acrobat reader. Click Here to download free Acrobat Reader® viewing software.)

Money Management for Teens

Money Market Savings
Competitive yields, tiered rates to maximize interest earnings and easy access.  
More»   $500.00   $10.00*   Yes** Compounded Monthly   Inquire  

Money Market Savings

Competitive yields, tiered rates to maximize interest earnings and easy access. 

Features

  • No fee with a $500 minimum balance
  • Higher interest rates on higher balances
  • Make deposits anytime, in any amount
  • ATM Card with no annual fee
  • Access your money market account with free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • Combined statement option available
  • Up to 6 preauthorized and/or telephone transfers allowed per month

Other Options

Call a banker today for current rates!

Inquire Now

Premier Money Market Savings
Perfect if you have substantial account balances, tiered rates reward higher balances.  
More»   $100,000.00   20.00*   Yes** Compounded Monthly   Inquire  

Premier Money Market Savings

Perfect if you have substantial account balances, tiered rates reward higher balances.

Features

  • No fee with a $100,000 minimum balance
  • Higher interest rates on higher balances
  • Make deposits anytime, in any amount
  • ATM Card with no annual fee
  • Access your money market account with free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • Combined statement option available
  • Up to 6 preauthorized and/or telephone transfers allowed per month

Other Options

Call a banker today for current rates!

Inquire Now

You may also compare our savings options to Certificates of Deposit, or take a look at non-FDIC insured investments and insurance products, available through our service partner, PrimeVest Financial Services.

Savings Overdraft Protection with your checking account

Attach a CIB savings account to your checking account and avoid overdraft fees. If you're overdrawn, funds will automatically transfer from the savings to the checking.
A $7 transfer fee applies, limited to 6 transfers per month.
Inquire Now

Switch Kit

Take a look at your current accounts, then take a look at Citizens. We have custom solutions to fit your unique needs. We can help you transfer your accounts to Citizens Independent Bank- hassle free!
Click here for our Switch Kit.

Calculators

It never hurts to plan ahead click here to calculate how much you may need down the road for things like college tuition, a dream vacation, a child’s wedding or retirement.

Contact us

A banker at any CIB location will be happy to help you find the account that's right for you. Contact us.


Regular Savings: There is no monthly fee when you keep a minimum balance of $300. If your balance falls below $300 during the month, the monthly service charge is $3.

Thrift Savings: There is no monthly fee when you keep a minimum balance of $50. If your balance falls below $50 during the month, the monthly service charge is $3.

Holiday Club Savings: No monthly fee, however, a $3 fee is charged to the account for each withdrawal.

Student Savings: No monthly fees. No minimum balance. This is a joint account with a parent or legal guardian.

Money Market: There is no monthly fee when you keep a minimum balance of $500. If your balance falls below $500 during the month, the monthly service charge is $10.

Premier Money Market: There is no monthly fee when you keep a minimum balance of $100,000. If your balance falls below $100,000 during the month, the monthly service charge is $20.

**Rates are determined by the bank, and may be adjusted at the bank’s discretion.

At Your Service

Member FDIC | Equal Housing Lender