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Regardless of how you save or invest your money, we can work with you to match your savings goals. Select from a variety of insured savings accounts.
| Account Plans | More Info | Minimum Balance | Monthly Maintenance | Interest Earned | Inquire Now |
|---|---|---|---|---|---|
Regular SavingsA basic savings account for moderate savers. |
More» | 300.00 | $3.00* | Yes** Compounded Quarterly | Inquire |
Regular SavingsA basic savings account for moderate savers. Features
Other OptionsCall a banker today for current rates! |
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Thrift SavingsYour best value for insured security and liquidity. |
More» | 50.00 | $3.00* | No | Inquire |
Thrift SavingsYour best value for insured security and liquidity. Features
Other OptionsCall a banker today for current rates! |
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Holiday Club SavingsStart a regular savings routine and earn interest. |
More» | $1.00 | $3.00 for each withdrawal | Yes** Compounded Quarterly | Inquire |
Holiday Club SavingsStart a regular savings routine and earn interest. Features
Other OptionsCall a banker today for current rates! |
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Student SavingsTwo specialized accounts ideal for students 7-19. Teaches valuable lessons about saving. |
More» | 5.00 | N/A | Yes** Compounded Quarterly | Inquire |
Student SavingsTwo specialized accounts, ideal for students 7-9. Teaches valuable lessons about saving. Junior Savers ClubThis account is perfect for students ages 7-13. Features
Student Savers ClubThis account is perfect for students 14 – 19. Features
Call a banker today for current rates! The document below (Requires Adobe Acrobat reader. Click Here to download free Acrobat Reader® viewing software.) |
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Money Market SavingsCompetitive yields, tiered rates to maximize interest earnings and easy access. |
More» | $500.00 | $10.00* | Yes** Compounded Monthly | Inquire |
Money Market SavingsCompetitive yields, tiered rates to maximize interest earnings and easy access. Features
Other OptionsCall a banker today for current rates! |
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Premier Money Market SavingsPerfect if you have substantial account balances, tiered rates reward higher balances. |
More» | $100,000.00 | 20.00* | Yes** Compounded Monthly | Inquire |
Premier Money Market SavingsPerfect if you have substantial account balances, tiered rates reward higher balances. Features
Other OptionsCall a banker today for current rates! |
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You may also compare our savings options to Certificates of Deposit, or take a look at non-FDIC insured investments and insurance products, available through our service partner, PrimeVest Financial Services.
Attach a CIB savings account to your checking account and avoid overdraft fees. If you're overdrawn, funds will automatically transfer from the savings to the checking.
A $7 transfer fee applies, limited to 6 transfers per month.
Inquire Now
Take a look at your current accounts, then take a look at Citizens. We have custom solutions to fit your unique needs. We can help you transfer your accounts to Citizens Independent Bank- hassle free!
Click here for our Switch Kit.
It never hurts to plan ahead click here to calculate how much you may need down the road for things like college tuition, a dream vacation, a child’s wedding or retirement.
A banker at any CIB location will be happy to help you find the account that's right for you. Contact us.
Regular Savings: There is no monthly fee when you keep a minimum balance of $300. If your balance falls below $300 during the month, the monthly service charge is $3.
Thrift Savings: There is no monthly fee when you keep a minimum balance of $50. If your balance falls below $50 during the month, the monthly service charge is $3.
Holiday Club Savings: No monthly fee, however, a $3 fee is charged to the account for each withdrawal.
Student Savings: No monthly fees. No minimum balance. This is a joint account with a parent or legal guardian.
Money Market: There is no monthly fee when you keep a minimum balance of $500. If your balance falls below $500 during the month, the monthly service charge is $10.
Premier Money Market: There is no monthly fee when you keep a minimum balance of $100,000. If your balance falls below $100,000 during the month, the monthly service charge is $20.
**Rates are determined by the bank, and may be adjusted at the bank’s discretion.