At Citizens we understand that applying for a loan can be a nerve-wracking experience. Our seasoned lenders will do everything they can to address your needs.
If you need to purchase a vehicle or take that much needed vacation, we can help. We offer great rates and generous terms on loans of any size.
Sometimes it pays to have a backup plan. Convenience Credit provides a safety net for your checking account in the event it becomes overdrawn by attaching a line of credit to your account.
Our mortgage department is eager to answer any questions you may have. Whether you’re purchasing, refinancing or taking advantage of the equity you’ve built in your home, our professional lenders are here for you. We offer a variety of mortgage loan options with competitive rates
A home equity loan allows you to use the equity in your home for home improvements, to consolidate debt, for emergencies, college tuition, or other purchases. This is a fixed rate, simple interest loan that guarantees your rate will remain constant throughout the life of the loan.
A home equity line of credit allows you the flexibility of having funds available to you when you need it. Your line is accessible through traditional checks or credit card. A home equity line is a form of revolving credit in which your home serves as collateral. As you repay your principal, that money becomes available to you over and over again.