Personal CDs

Make your money work for you - invest in a CD. We offer a variety of terms and rates to help you start saving for your future.

The rates and Annual Percentage Yield (APY) are effective as of May 1, 2013 and are subject to change at the bank's discretion.

Account Type   More Info   Terms Available   Minimum Balance  
Certificate of Deposit   More»   91 - 182 Days   $2,500.00  
1 - 5 Years   $500.00  

Certificates of Deposit

A CD is a great way to earn interest on your money. We have short and long term CDs, ranging from 91 days to 60 months. We also offer flexible payout options for your convenience. The interest can be added to the balance of your current certificate, transferred to a CIB account, or mailed in a check. We have CDs with fixed and variable rates, compounded monthly and quarterly. We offer specials and promotions throughout the year, so contact a banker for more information!

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These terms also apply to our Individual Retirement Accounts (IRAs). IRAs provide security for retirement with tax benefits.
Visit our IRA Planning Center for more information.

Featured CDs

From time to time, we feature special rates and terms on our CDs. Contact a banker for more information!

Account Type   Minimum to Open   Rate   Annual Percentage Yield  
550 Day
Compounded Quarterly  		 $2,500   0.25%   0.25%  
30 Month Trade-a-Rate**
Compounded Quarterly  		 $2,000   0.35%   0.35%  
40 Month
Compounded Quarterly  		 $2,500   0.60%   0.60%  
5 Year
Compounded Quarterly  		 $500   .80%   .80%  

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Please Note

  • A penalty may be assessed for early withdrawal.
  • The interest rate and annual percentage yield may change after the account is opened.
  • Minimum deposit and method of compounding may vary on the certificates.
  • Fees could reduce the earnings on the account.
  • Certificates automatically renew upon maturity.

**At your discretion, you may change the interest rate of the account once during the 30 month term of the certificate.

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