Fixed Rate Mortgage

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The fixed rate mortgage offers the security of a principal and interest payment that remains the same for the entire life of the loan. Rates

• Minimum loan amount is $5,000
• Maximum loan amount is $417,000
• Single family primary residences and second home properties
• No pre-payment penalties

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15 Year Reset/ 30 Year Amortization

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The fifteen year reset mortgage has fixed monthly payments for the first 15 years of the loan. This product provides consumers with another option and often works well for individuals who may not be in their homes for more than 15 years. Rates

Minimum loan amount is $5,000
Maximum contact a mortgage lender
Single family primary residences and second home properties
No pre-payment penalties

Adjustable Rate Mortgage

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The adjustable rate mortgage (ARM) offers an initial interest rate and monthly payment that is typically lower than that of a fixed rate loan. Many choose this product to keep their mortgage payments at a minimum during the early years of the loan. Interest rates and payments are fixed for an initial period of time. Rates

Minimum loan amount is $5,000
Maximum loan amount is $417,000
Single family primary residences and second home properties
No pre-payment penalties

Construction Permanent Mortgage

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The construction loan is a program for the construction of your primary or second home. This program provides the opportunity for a one-time loan closing that will cover the construction of the home and permanent financing. In certain circumstances two loan closings may be an option. Rates

Minimum loan amount is $5,000
Maximum loan amount is $417,000
Single family primary residences and second home properties
No pre-payment penalties

Investment Property Mortgage

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The investment property mortgage is for 1 to 4 unit investment properties. This product extends flexible financing options to qualified investment-oriented borrowers.

Investors benefit from several financing options, including fixed-rate mortgages and adjustable rate mortgages (ARMs), to meet a variety of market conditions.

Home Equity Loan

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A home equity loan allows you to use the equity in your home for home improvements, to consolidate debt, for emergencies, college tuition, or other purchases. This is a fixed rate, simple interest loan that guarantees your rate will remain constant throughout the life of the loan. Rates

Minimum loan amount is $10,000
Single family primary residences and second home properties
No pre-payment penalties

Home Equity Line of Credit

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A home equity line of credit allows you the flexibility of having funds available to you when you need it. Your line is accessible through traditional checks or credit card. A home equity line is a form of revolving credit in which your home serves as collateral. As you repay your principal, that money becomes available to you over and over again. Rates

For more information please contact a mortgage lender at any of our locations