At Citizens, we realize that businesses are not one-size-fits-all. We have loans to meet the needs of start-up businesses to thriving commercial enterprises. Our professional lenders will listen to you and your needs. We’ll find the right loan for your business.
Automatic Advance Line of Credit (Overdraft Protection)
Link a convenient line of credit (subject to approval) to any Citizens checking account. Avoid overdraft fees. This revolving line provides a safety net to your checking account in the event the account becomes overdrawn.
Business Term Loan (Equipment Financing)
Add equipment, machinery or vehicles to your business with a business term loan.
Construction Loan
Expand your current business or remodel your property. We can tailor a loan specifically to fit your needs.
Real Estate Loan
Build on your current equity or invest in a new venture. We offer real estate loans for owner and non-owner occupied properties.
Revolving Line of Credit
Manage your cash flow with the flexibility to draw on funds when needed, repay them on a revolving basis, and with a competitive rate.
SBA Loan
Affordability is key with our SBA loans. Specifically for new businesses, we have various SBA Programs to help your business.
Letter of Credit
Facilitate the purchase of inventory or other current assets with a letter of credit.
At Your Service
Member FDIC | Equal Housing Lender
Member FDIC | Equal Housing Lender
