At Citizens, we realize that businesses are not one-size-fits-all. We have loans to meet the needs of start-up businesses to thriving commercial enterprises. Our professional lenders will listen to you and your needs. We’ll find the right loan for your business.
Link a convenient line of credit (subject to approval) to any Citizens checking account. Avoid overdraft fees. This revolving line provides a safety net to your checking account in the event the account becomes overdrawn.
Add equipment, machinery or vehicles to your business with a business term loan.
Expand your current business or remodel your property. We can tailor a loan specifically to fit your needs.
Build on your current equity or invest in a new venture. We offer real estate loans for owner and non-owner occupied properties.
Manage your cash flow with the flexibility to draw on funds when needed, repay them on a revolving basis, and with a competitive rate.
Affordability is key with our SBA loans. Specifically for new businesses, we have various SBA Programs to help your business.
Facilitate the purchase of inventory or other current assets with a letter of credit.