Checking Plans
We’ll work to discover what makes your business unique and what checking plan would best suit your needs. We understand that it takes creativity, experience and hard work to run your business. That’s why we go above and beyond, to offer innovative services and solutions crafted to fit your needs.
Find the checking account that's right for your business.
| Account Plans | More Info | Monthly Maintenance | Minimum Balance | Inquire Now |
|---|---|---|---|---|
Independent Business CheckingA basic transaction account for growing businesses with no minimum balance required. |
More» | $5.00* | N/A | Inquire |
Independent Business CheckingA basic transaction account for growing businesses with no minimum balance required. Features
Other Options
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Plus Business CheckingVersatile and low cost account designed for moderate transaction activity. |
More» | $10.00* | $5,000.00 | Inquire |
Plus CheckingVersatile and low cost account designed for moderate transaction activity. Features
Other Options
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Business CheckingEstablished businesses that have greater transaction needs. An earnings credit helps reduce your fees. |
More» | $15.00* | N/A | Inquire |
Business CheckingDesigned for established businesses that have greater transaction needs. An earnings credit helps reduce fees. Features
Other Options
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Community CheckingNon-profits looking for an interest-bearing account |
More» | $10.00* | $500 | Inquire |
Community CheckingAn interest-bearing account designed for non-profit organizations. Features
Other Options
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e-Statements
Turn your paper statement into an e-statement with the click of a mouse. Log in to your Online Banking account to enroll for this free service
Mobile Banking
Do your banking anytime, anywhere from your mobile phone. It’s free! Log in to your Online Banking account to get started.
Instant Cash & Check Card with Rewards
A CIB Instant Cash & Check card can be used to withdraw cash or anywhere Visa is accepted. It works just like your checkbook, only it's faster, easier and more convenient than writing a check. The best part? The funds are automatically deducted from your checking account.Check Card Rewards
Earn points every time you make a purchase with your CIB Instant Cash & Check Card! Points can be redeemed for merchandise, travel and event tickets. It's free and you are automatically enrolled when you open and activate your CIB Instant Cash & Check Card. Start earning points today! Limitations apply. Get Started!
Remote Deposit
Looking for extra time in your day? With Remote Deposit you will be able to access your funds more quickly, improve cash flow and elimate trips to the bank.
Automatic Advance Line of Credit with your account
Link a convenient line of credit (subject to approval) to any Citizens checking account. Avoid overdraft fees. This revolving line provides a safety net for your checking account in the event the account becomes overdrawn. There is no interest charged for Auto Advance unless you use it! As you repay your principal, that money becomes available to the borrower over and over again.
Inquire Now
Reorder checks
Reorder checks from Deluxe™ Corporation.
*Independent Business Checking: A $5 account maintenance fee applies, but the fee is waived if you have a Business Instant Cash and Check Card. Card must be active and receive monthly use. No charge for the first 75 items per statement cycle, after 75 debits or credits, a fee of $0.25 per item will apply. A $3 fee applies if you choose to receive check images with your monthly statement.
*Plus Business Checking: No fee for any combination of 250 debits, credits or deposited items per statement cycle. Any paid or deposit item over 250 will result in a $0.25 per item charge. If your average collected balance falls below $5,000, a $10 maintenance fee will be assessed to your account. There is a charge for the use of Uncollected Funds.
*Business Checking: Monthly maintenance fee of $15 plus other per item fees that may be offset by an earnings credit. Receive a detailed record of your monthly transactions with our account analysis statement. Earnings credit rates subject to change monthly.
*Community Checking: Interest rates on all interest-bearing accounts are determined by the bank and may be adjusted at the bank's discretion. No fee for any combination of 150 debits, credits or deposited items per statement cycle. If you go over 150, a $.20 per item fee applies. If your average collected balance falls below $500, a $10 maintenance fee will be assessed to your account. There is a charge for the use of Uncollected Funds.
At Your Service
Member FDIC | Equal Housing Lender
Member FDIC | Equal Housing Lender
