March 11, 2010

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Business Checking

Checking Plans

We’ll work to discover what makes your business unique and what checking plan would best suit your needs. We understand that it takes creativity, experience and hard work to run your business. That’s why we go above and beyond, to offer innovative services and solutions crafted to fit your needs.

For information regarding FDIC insurance, click here.

Find the checking account that's right for your business.

Account Plans   More Info   Monthly Maintenance   Minimum Balance   Inquire Now  
Independent Business Checking
A basic transaction account for growing businesses with no minimum balance required.  
More»   $5.00*   N/A   Inquire  

Independent Business Checking

A basic transaction account for growing businesses with no minimum balance required.

Features

  • No minimum balance
  • No charge for any combination of up to 75 debits, credits or deposited items
  • Monthly statements (check imaged statements available)
  • Business Debit Card with no annual fee (credit approval required)
  • Free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • No coin or currency charges 
  • No annual fee Visa® or MasterCard® (credit approval required)

Other Options

Inquire Now

View a list of required documents for opening this account

Plus Business Checking
Versatile and low cost account designed for moderate transaction activity.  
More»   $10.00*   $5,000.00   Inquire  

Plus Checking

Versatile and low cost account designed for moderate transaction activity.

Features

  • No fee for any combination of 250 debits, credits or deposited items per statement cycle
  • Monthly statements
  • Business Debit Card with no annual fee (credit approval required)
  • Free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • No coin or currency charges 
  • No annual fee Visa® or MasterCard® (credit approval required)

Other Options

Inquire Now

View a list of required documents for opening this account

Business Checking
Established businesses that have greater transaction needs. An earnings credit helps reduce your fees.  
More»   $15.00*   N/A   Inquire  

Business Checking

Designed for established businesses that have greater transaction needs. An earnings credit helps reduce fees.

Features

  • No minimum balance
  • Earnings credit allowance
  • Monthly imaged statements
  • Get a combined statement, listing all your accounts at once
  • Business Debit Card with no annual fee (credit approval required)
  • Free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • No annual fee Visa® or MasterCard® (credit approval required)

Other Options

Inquire Now

View a list of required documents for opening this account

Community Checking
Non-profits looking for an interest-bearing account  
More»   $10.00*   $500   Inquire  

CommunityChecking

An interest bearing account designed for non-profit organizations.

Features

  • No monthly maintenance fee when maintaining a $500 minimum balance
  • No fee for a combination of 150 debits, credits or deposited items
  • Monthly statements
  • Free Safe Deposit Box for one year
  • Free online banking
  • TeleBANK (free telephone banking, 24 hour account information)
  • No annual fee Visa® or MasterCard® (credit approval required)

Other Options

Inquire Now

View a list of required documents for opening this account

e-Statements

Turn your paper statement into an e-statement with the click of a mouse. Log in to your Online Banking account to enroll for this free service

Mobile Banking

Do your banking anytime, anywhere from your mobile phone. It’s free! Log in to your Online Banking account to get started.

Remote Deposit

Looking for extra time in your day? With Remote Deposit you will be able to access your funds more quickly, improve cash flow and elimate trips to the bank.

Automatic Advance Line of Credit with your account

Link a convenient line of credit (subject to approval) to any Citizens checking account. Avoid overdraft fees. This revolving line provides a safety net for your checking account in the event the account becomes overdrawn. There is no interest charged for Auto Advance unless you use it! As you repay your principal, that money becomes available to the borrower over and over again.
Inquire Now

Reorder checks

Reorder checks from Deluxe™ Corporation.


*Independent Business Checking: A $5 account maintenance fee applies, but the fee is waived if you have a Business Instant Cash and Check Card or Corporate Credit Card (based on approval). No charge for the first 75 items per statement cycle, after 75 debits or credits, a fee of $0.25 per item will apply. A $3 fee applies if you choose to receive check images with your monthly statement.

*Plus Business Checking: No fee for any combination of 250 debits, credits or deposited items per statement cycle. Any paid or deposit item over 250 will result in a $0.25 per item charge. If your average collected balance falls below $5,000, a $10 maintenance fee will be assessed to your account. There is a charge for the use of Uncollected Funds.

*Business Checking: Monthly maintenance fee of $15 plus other per item fees that may be offset by an earnings credit. Receive a detailed record of your monthly transactions with our account analysis statement. Earnings credit rates subject to change monthly.

*Community Checking: No fee for any combination of 150 debits, credits or deposited items per statement cycle. If you go over 150, a $.20 per item fee applies. If your average collected balance falls below $500, a $10 maintenance fee will be assessed to your account. There is a charge for the use of Uncollected Funds.

At Your Service

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